Why You Need a Financial Planning Advisor in Melbourne

One of the most frequent New Year’s resolutions that people have is to improve their budgeting to start saving. ‘I’m going to start saving for retirement this year,’ is a common pledge, as is ‘I’m going to start saving for my child’s university fund.’ The problem is that financial planning is a time-consuming process. Pledges to save money mean researching investments or trusts—something most people simply don’t have a lot of time for in their daily lives. As a result, ‘I’m going to start saving money this year’ can easily morph into ‘There’s always next year.’

Here’s the thing: the sooner you start saving, the more wealth you will have accumulated by the time you are retiring or sending your child to university. So, while there is always next year, you will undoubtedly be better off starting to save this year.

Sit Down with a Financial Advisor from Melbourne’s Marcos Accountants

The fantastic news is that you don’t have to take on the challenges of financial planning by yourself. The professionals at Marcos Accountants are experts in financial planning in Melbourne. If you’ve recently made a pledge to start building wealth and savings, just give us a call. We will sit down with you to discuss your plans and be there to support you on the journey to reach those goals.

What can you expect from a meeting with our financial advisors in Melbourne? We will start by chatting with you to gain a thorough understanding of your current finances and your plans. What are you saving for in the long run? What are you trying to accomplish? Are you saving for a particular purchase or expense, or are you trying to pave the way towards a specific lifestyle? Once we know what your financial needs are, we can provide you with personalised advice in Melbourne to help achieve your dreams.

Our assistance goes far beyond simple advice. We are prepared to help you plan an investment portfolio that suits your personal situation. Our staff can also help secure appropriate insurance policies to protect your assets from potential threats. We will even assist you in structuring your estate so that your wealth will be distributed in accordance with your wishes in the event something disastrous happens.

How Hiring a Financial Planner Can Save You Time, Money and Effort

Of course, you can carry out some of these steps yourself. You can research investment opportunities and put your money into companies or funds that you believe will deliver growth of your portfolio. You can also research different insurance opportunities and choose ones you believe are best suited for your needs. However, these processes and the analysis they require are complicated and end up taking many hours of your time. Since so much homework is required, many people procrastinate in this important aspect of their lives for longer than they should.

When you hire someone to do your financial planning in Melbourne, you benefit by saving the intensive research and setup time that goes into devising a DIY financial plan as a professional financial advisor is experienced in matters such as investing, insurance and estate planning. At Marcos Accountants, your financial planner will work with you to understand the goals you are trying to achieve and will know the best ways to reach those targets—without you spending researching. Use our experience and knowledge; the result will be a smarter, stronger, individualised financial plan, with less of your time and effort.

Are you ready for professional financial advice in Melbourne? Call (02) 9893 8600 to get started today.